What is a cohort default rate

A cohort default rate is the percentage of a school’s borrowers who enter repayment on federal student loans during a particular fiscal year, Oct 1 to Sept. 30, and default within the cohort default period.

The Department of Education calculated the school’s cohort default rate by dividing the number of borrowers from the school entering repayment in a cohort year and default within a 3-year period divided by the number of borrowers from the school entering repayment in the cohort year.

Cohort fiscal year 2020 calculation

Borrowers who entered repayment in 2020 and defaulted in 2020, 2021, or 2022
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Borrowers who entered repayment in 2020

UNCG Cohort default rate

YEARDEFAULT RATE
FY20200.0%
FY20192.7%
FY20185.3%

National Cohort Default Rate

YEARDEFAULT RATE
FY20200.0%